Finance

Ace Auto Sales • Brainerd, Minnesota

EASY, TRANSPARENT FINANCING

Financing Solutions for Every Credit Situation

At Ace Auto Sales, we’ve made the financing process simple, efficient, and straightforward. Instead of sending you to multiple banks or requiring you to complete separate applications, we handle the process for you — all through one secure and confidential credit application.

START YOUR APPLICATION →

HOW OUR FINANCING PROCESS WORKS

We are connected to two of the largest and most respected auto-financing networks in the country:

Dealertrack – Provides real-time access to over 1,500 lenders nationwide, including major banks, regional banks, and specialty finance companies.

CUDL (Credit Union Direct Lending) – Direct connection to dozens of local and regional credit unions that often feature competitive rates and flexible approval guidelines.

With one application, we can present your information to lenders most aligned with your credit profile — whether you have excellent credit, limited history, or past credit challenges.

FINANCING OPTIONS BY CREDIT PROFILE

Excellent or Good Credit

Access to national banks, local banks, and competitive credit union rates.

First-Time Buyer or Limited Credit

Credit unions, regional banks, and structured first-time buyer programs.

Fair or Rebuilding Credit

Specialty auto lenders and select credit unions focused on approval flexibility.

Past Credit Challenges

Established auto-finance companies designed to help customers re-establish positive payment history.

WHAT YOU CAN EXPECT

One quick and secure online or in-person application
Multiple lender decisions, often within minutes
Clear presentation of available rates, terms, and payment options
No pressure — you choose the financing option that fits your budget

We believe financing should be transparent and straightforward. Our team takes the time to explain every option, answer your questions, and help you understand exactly how your loan is structured before you sign.

START YOUR APPLICATION →