Financing
Easy, Transparent Financing for Every Credit Situation
At Ace Auto Sales, we’ve made the financing process simple, fast, and straightforward. Instead of sending you to multiple banks or making you fill out endless forms, we do the work for you — all through one secure, confidential credit application.
How Our Financing Works
We are connected to two of the largest and most respected auto-financing networks in the country:
- Dealertrack – Gives us real-time access to over 1,500 lenders nationwide, including major banks, regional banks, and specialty finance companies.
- CUDL (Credit Union Direct Lending) – Direct connection to dozens of local and regional credit unions that often feature competitive rates and more flexible approval guidelines.
That means with a single application, we can shop your deal to the lenders most likely to say yes — whether you have excellent credit, limited credit history, or past credit challenges.
The Types of Financing We Offer
| Your Situation | Examples of Lenders We Can Submit To |
|---|---|
| Excellent or Good Credit | National & local banks, credit unions |
| First-Time Buyer / Limited Credit | Credit unions, regional banks, OneMain Financial, Nationwide |
| Fair or Rebuilding Credit | Specialty auto lenders and select credit unions |
| Past Credit Challenges | Credit Acceptance, Western Funding, and others |
What to Expect
- One quick, secure online or in-person application
- Decisions from multiple lenders often within minutes
- Clear, upfront presentation of all available offers (rates, terms, and payments)
- No pressure — you choose the option that works best for you
We believe in transparency and convenience. Our finance team is here to explain every option, answer your questions, and help you find the payment that fits your budget.
Ready to see your real financing options? Apply in minutes online or stop by — no appointment needed.
Start Your Application → APPLY