Service Contract

Ace Auto Sales • Brainerd, Minnesota

CARS PROTECTION PLUS

Extended Service Contracts (ESC)

An Extended Service Contract (ESC) helps cover certain repair costs after the factory warranty ends. It’s designed to protect you from unexpected mechanical breakdown expenses and give you more confidence in long-term ownership.

VIEW INVENTORY VISIT CARS PP WEBSITE

WHAT IS AN EXTENDED SERVICE CONTRACT (ESC)?

An Extended Service Contract (sometimes called a “service contract” or “extended warranty”) is coverage you can purchase to help with certain repair costs if your vehicle has a covered mechanical breakdown after the factory warranty period.

Important: Coverage, benefits, limits, exclusions, and deductibles vary by plan and contract. Always refer to your contract for exact details.

WHY BUY AN ESC?

Helps With Unexpected Repair Costs

Modern vehicles have complex (and expensive) components. An ESC can help reduce out-of-pocket costs for covered repairs.

Budget-Friendly Ownership

Instead of a large surprise bill, many buyers prefer predictable coverage and clearer financial planning.

Coverage Options for Different Needs

Choose from multiple plan families and levels — from essential protection to more comprehensive coverage.

Extra Convenience Benefits (Plan-Dependent)

Many plans include helpful benefits like roadside assistance, towing reimbursement, and rental benefits (where applicable).

WHY CARS PROTECTION PLUS?

Fully insured vehicle service contract provider
Serving customers since 1998
Over 1 million customers served
A+ rating with the Better Business Bureau (BBB)
Contracts are underwritten and insured by Dealer’s Assurance Company

CARS Protection Plus offers multiple coverage families and levels so customers can choose a plan that matches their vehicle, driving habits, and budget.

PLAN FAMILIES & COVERAGE LEVELS

Below is a simplified overview. Your exact coverage is determined by the specific contract you select.

Prime Protect

Powertrain to Wrap Coverage

Level 1: Power Train Coverage (including Electric & Hybrid) + 24-Hour Roadside Assistance
Level 2: Enhanced Power Train + Fuel, Suspension, Steering, Brake, Electrical & A/C
Level 3: Original factory-equipped mechanical & electrical components (exclusionary)
Wrap: Covers original factory-equipped mechanical & electrical components (unless specifically excluded)

Optimum Protect

Powertrain to Wrap Coverage

Level 1: Power Train Coverage (including Electric & Hybrid) + 24-Hour Roadside Assistance
Level 2: Enhanced Power Train + Fuel, Suspension, Steering, Brake, Electrical & A/C
Level 3: Original factory-equipped mechanical & electrical components (exclusionary)
Wrap: Covers original factory-equipped mechanical & electrical components (except listed exclusions)

Flex Protect

Specialty + Comprehensive Options

Level 1: Power & Drive Train + towing reimbursement
Level 2: Adds systems like suspension, steering, engine cooling, braking, basic electrical
Level 3: Enhanced specialty coverage incl. A/C, electrical & engine cooling + 24-hour roadside
Level 4: Comprehensive coverage except items listed under exclusions

Value Protect

Everyday Coverage Options

Power Train Basic
Value Limited
Value Plus
Onyx Plus
Ultimate Value

Coverage under your specific contract may vary. See your contract for specific coverage details and Terms & Conditions.

COVERAGE COMPARISON CHARTS

The following information reflects the most recent version of CARS Protection Plus coverage comparisons. Coverage under your specific contract may vary. See your contract for specific coverage details and your Terms & Conditions.

PLEASE REFER TO YOUR SPECIFIC CONTRACT’S TERMS AND CONDITIONS FOR ALL COVERAGES, CLAIMS PROCEDURE, AND OTHER TERMS AND CONDITIONS. THE TERMS AND CONDITIONS OF YOUR SPECIFIC CONTRACT, INCLUDING STATE SPECIFIC TERMS AND CONDITIONS, IF ANY, SUPERSEDE THIS WEBSITE’S TERMS AND CONDITIONS.

Value Protect Comparison Power Train Basic • Value Limited • Value Plus • Independent Plus • Onyx Plus • Ultimate Value

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CARS Protection Plus Value Protect Coverage Comparison Chart

Flex Protect Comparison Level 1 • Level 2 • Level 3 • Level 4

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CARS Protection Plus Flex Protect Coverage Comparison Chart

Prime Protect Comparison Level 1 • Level 2 • Level 3 • Wrap

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CARS Protection Plus Prime Protect Coverage Comparison Chart

Optimum Protect Comparison Level 1 • Level 2 • Level 3 • Wrap

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CARS Protection Plus Optimum Protect Coverage Comparison Chart

ADDITIONAL COVERAGE OPTIONS

Tire & Wheel Protect

Optional protection designed for tire and wheel-related road hazards (plan terms apply).

Appearance Protect

Optional appearance coverage options (plan terms apply).

Lifetime Limited Warranty

A limited warranty option available through CARS Protection Plus (eligibility and terms apply).

Power Train Limited

A specialized powertrain-focused plan option (program details and eligibility apply).

COMMON BENEFITS (PLAN-DEPENDENT)

Many CARS Protection Plus plans include added convenience benefits (availability and limits vary by plan/level), such as:

24-hour roadside assistance (where included)
Towing reimbursement (where included)
Rental benefits (where included)

If your contract includes roadside assistance, service is accessed by calling 800-418-9836.

HOW CLAIMS WORK

Bring your vehicle to a repair facility

When an issue happens, take the vehicle to a repair facility for diagnosis.

Open a claim before repairs begin

Have the repair facility contact CARS Protection Plus at 888-335-6838 (or use their online portal) to open a claim before repairs are performed.

Authorization and next steps

CARS will review the issue and confirm coverage/authorization based on your contract’s terms, conditions, exclusions, and requirements.

Claims and coverage decisions are governed by the language of the service contract. Requirements may include diagnosis and documentation from the repair facility.